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Overview
AMA Guides Overview
The AMA Guides to the Evaluation of
Permanent Impairment, Fifth Edition are the most
widely used basis for determining impairment. They are
widely used in workers’ compensation, Longshore and
Harbor Workers' Act, automobile casualty and personal
injury cases to quantify permanent losses associated
with injury or illness. Impairment is defined on page 2
as the “loss of, loss of use of, or derangement of any
body part, system or function.” The most recent edition
is the Sixth Edition published in 2007.
Impairment Basics
The Guides define procedures for
obtaining and analyzing clinical data which are then
applied to criteria to provide an impairment rating. The
evaluation is performed by a physician once the patient
is at maximal medical improvement. Most often impairment
ratings of specific body parts are converted to a whole
person permanent impairment rating; zero percent rating
reflects normal functioning and 100 percent rating
reflects death. A rating of 90% to 100% whole person
permanent impairment reflects very severe organ or body
system impairment or requires the individual to be fully
dependent on others for self-care, approaching death.
Use of the Guides
They are used in most state workers’
compensation jurisdictions, however not all
states make use of the current edition. The statutes may
or may not specify which edition of the Guides to use
and how the Guides are to be utilized. Other states may
use their own guidelines for specific problems and use
the Guides for other problems. Many states use a
statutory schedule for amputations, hearing loss, visual
loss, hernias, and disfigurement. Some states may use a
statutory schedule and use the Guides for nonscheduled
injuries and others do not specify the use of any
specific guidelines.
The Guides are also used to rate impairment beyond state
workers’ compensation laws. Federal workers'
compensation laws cover all federal employees (including
postal workers) and citizens of Washington, DC. Federal
systems include Federal Employees’ Compensation Act
(FECA), Federal Employer’s Liability Act (FELA), Jones
Act, and Longshore and Harbor Workers’ Compensation Act
(LHWCA). Under the Federal Employees’ Compensation Act
(FECA 5 USC 8107) benefit is given for permanent
impairment to specific body parts including extremities,
hearing, vision, and loss of specific organs. Awards are
based on a formula of 66⅔ percent of monthly wages
multiplied by a specified numbers of weeks’ compensation
for a specific body part; for the upper extremity this
includes arm, hand, and individual digits. Under the
Longshore and Harbor Workers’ Compensation Act ratings
are performed for “scheduled injuries” (e.g. a scheduled
member of the body defined by section 8(c)(1)-(20) of
the LHWCA). This includes upper extremity injuries (with
the exception of the shoulder), lower extremity
injuries, and hearing loss.
The Guides are often used to quantify the extent of
injuries resulting from an automobile casualty or
personal injury. Insurers may use an impairment
rating as one of the factors in determining the
reserving or settlement value of a claim. Attorneys may
use this to quantify the impact of an injury. With
no-fault insurance some states may restrict suits to
cases where a specific defined threshold has been met;
in these states the Guides play an important role. Continue to
Erroneous Rating Causes |